Saturday, November 07, 2009

Terribly Exciting!

So what's new? Not much - more cleaning and researching what to learn next! Language? History of a region where I might move to in the next couple years? auditing a college course for free on

Until I figure that out, though, when not reading Middlesex (awesome website, by the way, gives you one place to look for lots of different reviews and compiles them) or Africa: Altered States, Ordinary Miracles (this one is a social networking site for readers and gives short reviews from Joe Shmoe) I've been spending time learning personal finance and how to invest. Knew I'd be opening pandora's box, but there it is. 25 and getting a handle on retirement/investing/saving/paying off school debts!

There are SOOO many places to look. It's kind of fun to research at the library. I've never really looked into something that was current where I had to do research. Whereas in literature you're looking at old reviews in books and literary magazines (the way I researched anyway, and I didn't really have a penchant for it...I like just reading the text and discussing it in person), in this case the research is on websites and current popular magazines as well as what I'm used to. Add in the fact that my library and I are at odds currently (they say I have fines for not letting them know I renewed MEL books on my own before they went overdue) the only time I can use library materials is in person rather than checking more out. Sigh. If only I didn't have to be somewhere else during most of the hours they're open!

So my favorite picks so far: hard-copy of Money which assumes for the most part that I have a lot of money, Get Rich Slowly which doesn't assume, The Simple Dollar a good starting point, and even Suze Orman's 2009 Action Plan which was a quick leaf-through but definitely helpful with question/answer sections from a proven expert in personal finance.

Yep. That's what I'm up to. Figuring out whether to head toward max-out contributions for Roth-IRA and 401k and how much, exactly should be set aside as an emergency fund. Still trying to understand possible investing past retirement funds. Maybe I'm too poor for that just yet. I'll stick with my INGDirect savings account at 1.3%!

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